What a Difference a Default Setting Makes

O5: Children Need Our Protection Poly Trauma in Children-What Makes the Difference

Children are not little adults. Children have a limited responsibility corresponding to their age. Germany experiences a steady decline of Road Traffic Injuries and Fatalities in children to 28 674 injured children under 15 years and to 71 fatal injured children in 2014. In the European :::::union::::: similar data are available, but with a major difference between the countries. An evaluation ...

Investigating the missing data effect on credit scoring rule based models: The case of an Iranian bank

Credit risk management is a process in which banks estimate probability of default (PD) for each loan applicant. Data sets of previous loan applicants are built by gathering their data, and these internal data sets are usually completed using external credit bureau’s data and finally used for estimating PD in banks. There is also a continuous interest for bank to use rule based classifiers to b...

Discovering and Describing Category Differences: What makes a discovered difference insightful?

Many organizations have turned to computer analysis of their data to deal with the explosion of available electronic data. The goal of this analysis is to gain insight and new knowledge about their core activities. A common query is comparing several different categories (e.g., customers who default on loans versus those that don’t) to discover previously unknown differences between them. Curre...

Author's response to reviews Title: Disclosing Intimate Partner Violence to Health Care Clinicians- What A Difference The Setting Makes: a qualitative study Authors:

Investigating The Asymmetric Effects of Macroeconomic Variables on Bank Default Rates During High and Low Default Periods

In recent decades, the high rate of inflation has been one of the concerns of Iran's economy, and one of the main causes of inflation has been the imbalance of banks. The level of non-current claims of banks has been increasing due to the economic recession, credit facilities and the lack of optimal allocation of facilities, and therefore it has unbalanced the balance sheets of banks, hence the...